In order for Neighborhood Revitalization Committee to help You with: a Stop Sale Date, Forebearence, Partial Claim, Principle Reduction and/or Loan Modification for You, Please fill out the following information. Please print the page, fill out - then Email to nrc@NRCSAVESHOMES.org, or FAX to 213-805-2360, or You may also call 760-684-8301 for other Options. Items in Red must be filled out in order to start NRC's assistance:
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Name: ________________________Spouse:______________
Address:____________________ City: __________ St _ Zip___
Phone _________________ Fax ___________ Cell ___________
Email: __________________ Best time to call: ____pst./mt./est
Mortgage Service Provider ______________Interest Rate ___%
Amount owed on 1st: __________ Fixed, ARM, IO: __________
Payment per month _______ Loan Number: ________________
MSP Phone: ______________ MSP: Fax: ___________________
Are You LATE on payments? yes/no if YES then:
Is there a Second? _______ Amount Owed _____ Interest ___ Monthly payment _____ Number of months Behind ____
Approximate Gross: Monthly Income ______ Expenses ____ Net_____ {see expense sheet to fill out at bottom of page}
Number of Dependents ___ How many years have you been in
this house ___ Total amount owed: _________ Current Value: _________ Total Owed: ________ Net: + or - ___________
Your Comments:
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AFTER NRC receives the above information, we will contact You to continue the process. There is usually a need for the following (much less information than aquiring the oridginal Loan); a Hardship Letter (a sample will follow); a simple Authorization (a sample will follow); to negotiate for You (never give anyone a Power of Attorney - for this!); We will need Comps (nearby sales) and/or BPO's (Brokers Price Opinion) of what your house would sell for (the lower, the better, for You) TODAY, NET, this information is free. One month's basic list of expenses and income. Three months checking account face sheet only pages. Three months income statements (i.e. paystub or stated income). Some companies also require 2 to 3 years Tax Statements (do NOT supply them to NRC unless we ask for them, FACE sheets only, if we do)
Please remember NRC is a Charity - NOT a Loan Company or Collection Agency - NRC works for YOU. We do request a Tax Deductable $ 575 Donation to defray some of the Costs involved in helping yours and other American Families to stay safely in their homes.
A deposit can be made at any Bank of America, made out to: Neighborhood Revitalization Committee, Account Number: 540560107 - 000692064645 (66-16/530 NC) Then send NRC a reciept for the Donation via email: nrc@NRCSAVESHOMES.org, fax: 213-805-2360 or call 760-684-8301 for other Options . NRC will send You a Tax Deductable 501C3 Receipt in that amount. Or mail to 937 Toms Street, Shelby, NC 28150
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For typical Hardship Letters and/or Authorization Letter see:
AUTHORIZATON LETTER "button" to the Upper Left side of this page This letter should be sent ASAP to your MSP, as most require 72 working Hours before they will talk to NRC. If you are facing a Sale Date IMMEDIATELY FAX them the Letter and also call them, requesting immediate Authorization (preferablly setting a password for NRC - if they will not, then your Social Security Number will be need)
HARDSHIP LETTER "button" to the Upper Left side of this page- send to NRC, not the mortgage Service Provider for review.
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EXPENSE FORM:
Your name: __________________________________
Address: ____________________________________
City _____________________ State ____ ZIp ______
Phone: _________________ Best Time to call: ________
Your Fax: __________________ Email: _____________________
Expenses per month: Reference your Loan Number: ____________
Water and power ________ Income: $ __________
Gas for home: ___________
Telephone: _____________ Less Expenses: $ ____
Internet: _______________
Food: __________________ Net Monthly: $ ______
Child Support: ___________
Car expenses: ___________
Fuel and Car Insurance: ___ SIGN: __________________
House taxes: ____________
Medica Expenses: ________ DATE: __________________
Medical Insurences: ______
Other expenses: _________
TOTAL Monthly EXPENSES: $ _________
This form goes to Neighborhood Revitalization Committee:
Phone 760-684-8301 FAX: 213-805-2360
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Revised July 25, 2009